| Small Business Health Insurance |
Finding the right low-cost insurance is not an easy task. There are a lot of factors to consider and it can be overwhelming. However, with the with my help, you can find the best plan for your needs. I am a licensed insurance agent who has years of experience in this field and I know exactly what to look for when it comes to finding low-cost health insurance plans. I’m also willing to answer all your questions about these plans, we’ll make the decision that’s right for you together.
Better Health & Protection
I can help you find the right individual health insurance from low coverage to premium coverage. I am a licensed agent and I work with a number of insurance companies to provide you with the best possible plan for your needs.
The plans may have different levels of coverage and the premiums vary based on the level of coverage. The most common types of plans are Health Maintenance Organization (HMOs) and Preferred Provider Organization (PPOs). HMOs are usually less expensive than PPOs because they require you to see your primary care physician before you can see any specialist.
There are three types of individual health insurance coverage: low-coverage, premium-coverage, and high-deductible plans. Low-coverage plans have lower monthly premiums but higher out-of-pocket costs. Premium coverage plans have higher monthly premiums but lower out-of-pocket costs. High deductible plans have higher monthly premiums and deductibles that cannot exceed $5,500 for an individual or $11,000 for a family per year.
Family Insurance Plans
Many families are not adequately covered by the health insurance they have. It is important to get a family insurance plan that can cover everyone in your family in the event of a rainy day. You never know what might happen and you want to be protected for the worst case scenario.
A perfect family plan for you should be affordable, easy to understand, and cover everyone in your family including any pre-existing conditions. You also don’t have to worry about getting a separate health insurance plan for each member of your family – which can be expensive.
More Choices Than Ever
With the Affordable Care Act, small businesses have more choices than ever when it comes to health insurance. The ACA has opened up the individual and small group market to offer more options at a lower cost. The ACA has made it possible for small business owners to offer their employees a variety of health insurance plans at competitive rates. This has made healthcare more affordable and accessible for everyone. From HMO to PPO plans, my free service will help you find it all. Contact me below to get a free quote.