| Medicare |
Medicare is a government health insurance program that covers people with certain disabilities, and those who are 65 years of age or older, pay for their medical care. Medicare is available to citizens and permanent residents of the United States.
The program provides health insurance for hospitalization, medical care, and surgical services. It also pays for some home healthcare services (such as physical therapy). When you turn 65 years old or become eligible for Medicare due to a disability, you will be enrolled in Part A (Hospital Insurance) automatically. Allow me to take the headache away from searching for the perfect Medicare plan, I work with nationally recognized providers to make sure you’ll get the plan that fits your needs.
Medicare Advantage plans are a type of plan that may offer additional benefits and coverage not found in Original Medicare. They are designed to be an affordable alternative to traditional Medicare. The monthly premium for a Medicare Advantage Plan is usually lower than the cost of Original Medicare and most people with a plan will also have lower out-of-pocket costs for covered services.
The plans are offered by private insurance companies approved by Medicare and I can find you a plan from a list of companies that offer Medicare Advantage plans in your area. Some of these additional benefits may include prescription drug coverage, vision care, hearing services, and wellness programs.
Medicare Supplement Plans
The Medicare Supplement Plan provides additional coverage for some or all of the expenses not covered by Part A and Part B. These plans can be purchased by anyone who is eligible for Medicare and they are guaranteed to cover the costs, unlike original Medicare.
The plans provide additional coverage in these areas: hospitalization, medical expenses incurred outside the United States, medical equipment, skilled nursing care at home or in a facility, hospice care and more. The premiums vary depending on which plan you choose and your state. Some plans have higher premiums than others but offer better coverage
Medicare Prescription Drug Plans
The Medicare Part D prescription drug plan is a health insurance program that offers coverage for prescription drugs. It is a federally funded and managed program, which means that the federal government sets the rules that the plans must follow.
Medicare Part D prescription drug plans are health insurance programs that offer coverage for prescription drugs. They are federally funded and managed, meaning that the federal government sets the rules these plans must follow.
Most people who enroll in these plans will have a monthly premium (which can be waived if you meet certain income guidelines) as well as co-pays or co-insurance for prescriptions. I’m happy to connect you with the perfect plan and get you the prescription drugs you need – at an affordable rate. Contact me below for a free quote.